Disclaimer

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1. General Information
The content of this website is for informational purposes only. While care has been taken to ensure accuracy, Philipp Schaz makes no warranties regarding completeness, reliability, or suitability for any purpose.

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2. No Professional Advice
Content on this website does not constitute professional, financial, legal, or business advice. Users should seek professional guidance for decisions based on website content.

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3. Limitation of Liability
Philipp Schaz is not responsible for any damages, loss of data, profit, or business opportunities arising from use of this website.

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4. External Links
Links to third-party websites are provided for convenience. Philipp Schaz has no control over external content and is not liable for any issues that arise from visiting these sites.

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5. Intellectual Property
All materials, text, and graphics on this website are protected by copyright. Reproduction or distribution without written permission is prohibited.

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6. Changes to Disclaimer
Philipp Schaz reserves the right to update this Disclaimer at any time. Changes take effect immediately upon posting.

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7. Governing Law
This Disclaimer is governed by German law. Any disputes fall under the exclusive jurisdiction of the courts in Berlin, Germany.

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Last updated: October 2025